San Francisco buyer representation with a 50% buyer closing credit
You find the homes. We handle valuation, disclosures, and negotiation—then return 50% of our brokerage compensation to you as a buyer closing credit, where permitted and applied through escrow.
Credits are applied through escrow and subject to lender approval and transaction terms.
Why this matters
In SF, money is won or lost in disclosures, comps, and terms—not in browsing listings.
- Disclosure and inspection risk analysis
- Hyper-local comps + pricing strategy
- Offer terms designed to win without regret
How the credit works
- Written agreement upfront
- Compensation addressed in offer strategy
- Credit applied through escrow at closing
Not guaranteed in every transaction. Amount and application depend on deal terms and lender requirements.
Next step
Start with a short strategy call. We’ll confirm fit, timeline, and how the credit could apply to your purchase.
FAQs
Is a buyer closing credit legal in California?
Yes, when properly disclosed and applied through escrow, subject to lender approval and applicable law.
Can the credit reduce my down payment?
Usually credits apply to eligible closing costs, not down payment. Rules vary by loan type and lender.
Do I still get full representation?
Yes. The credit reflects efficiency—not reduced advocacy. Our work is valuation, disclosures, and negotiation.
Buying elsewhere in the Bay Area?
Explore buyer representation in San Francisco, Oakland, or San Jose.