Find your home.
Get money at close.



You find the home. We guide you through close. Get 50% of our brokerage compensation.*

Modern buyers don’t need door-openers.

Expert guidance for self-directed buyers, with a closing credit that keeps more cash in your pocket.

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FAQ• Contact• How it works
Modern buyers don’t need door-openers — they need a strategy partner.
  • Disclosure review that protects your money
  • Offer strategy that wins without overpaying
  • Credit applied through escrow
  • Clear pricing in writing, up front

*Buyer closing credits are applied through escrow and reflected on the Closing Disclosure. Credit equals 50% of Zenify’s brokerage compensation, if any, and is subject to lender approval, transaction terms, and applicable law.

Closing credit calculator

Quick estimate. We assume 2.5% buyer-agent compensation and a 50% credit of our compensation.

$0

Enter a purchase price to see your estimate.

Credits are applied through escrow and shown on the Closing Disclosure. Allowable amounts vary by loan type and lender guidelines.

Where we create leverage

The most important decisions happen after you find the home.

Valuation intelligence

Hyper-local comps and offer dynamics so you don’t overpay.

Disclosures + risk review

We read reports line-by-line to surface issues that affect real cost, resale, and liability.

Negotiation + terms

Strategy that wins without reckless bidding: timing, contingencies, credibility, and structure.

Estimate your credit

Zenify is for you if…

Good fit
  • You find homes online and value speed + clarity
  • You want rigorous disclosure review before you commit
  • You care about economics and leverage (not theatrics)
  • You want a closing credit structured through escrow
Not a fit
  • You want a traditional “agent as tour guide” experience
  • You prefer long meetings and generalities over specifics
  • You’re looking for vague promises instead of a plan
Want the details? Read FAQs•How it works

How it works

Simple. Transparent. Predictable.

1
Clear agreement
Compensation and expectations are agreed to in writing up front.
2
Offer strategy
We structure price + terms to win without irrational overbidding.
3
Credit at closing
If we’re compensated through the transaction, 50% is credited back at closing, subject to lender rules.
Prefer talking? Let’s chat

Quick FAQs

Is a buyer closing credit legal in California?
Yes — when disclosed, handled through escrow, and approved by the lender.
Does the calculator assume a 2.5% commission?
Yes. We assume 2.5% (common in the Bay Area) to keep things simple. Actual terms depend on the transaction and lender limits.
Can the credit reduce my down payment?
Usually no. Credits typically apply to eligible closing costs. It varies by loan type and lender rules.
Want more? Read the full FAQ